The key to successful financial planning is the investment of personal resources to create wealth. Investment alternatives are extremely diverse and must be tailored to the client's personal goals and risk attitudes, taking into account the economic, tax, and cash flow attributes of each investment.
Income Tax Planning
Projection of income tax liabilities and responsiveness to an ever-changing taxation environment facilitate the long-range planning process.
Long-range planning is crucial to the accumulation of assets to meet future obligations and changes in lifestyle. Specific accumulation goals can include educational funding, major lifestyle changes, and funding major purchases.
Employee Benefits Planning
Employees must understand the benefits that alternatives offer, and the effect of their election upon their personal financial situations. Significant elements include pension and profit sharing plans, savings and deferred compensation plans, stock option programs, and group insurance benefits.
We help clients set feasible retirement ages and manage their progress toward their goals. Clients who are already retired need to manage their assets to maintain a comfortable lifestyle.
Cash Flow Planning
Cash inflows and outflows can be managed to minimize taxation, fund investment, and accumulation vehicles and enhance lifestyle goals.